I am setting a new 37 gallon with the intent of making it a reef tank over time.
I have gotten a lot of different opinions on filtration and lighting and flow.
I am going to list the equipment I have and ask for any suggestions that any of you are willing to offer.

37 gallon glass rectangle 30x12x22
1 hydor circulation pump at 550 gph
1 hydor circulation pump at 425 gph
1 aquaclear 50 gallon filter
1 24" current light fixture with 10k and actinic and night led
1 fluval heater
25 pounds of live rock
20 pounds of live sand

I have been told by lfs that I need a Eheim Cannister with substrat rather than a skimmer
I have been told by lfs that a protein skimmer is a must
Also that no sump is needed and that a sump is definitely needed
Also that i need a mechanical filter wit UV for 100 gallon aquarium

I plan on a 4X gph flow and have been told this is not enough and also this is too much

My plan is to keep 3 or 4 fish and ultimatly zoa's and similar corals

I figure that the best answers will come from people with the everyday knowledge and experiences.

I very open minded and patient and would really appreciate any help or advice