The electrician from HD just left and I ended up getting a 12kW whole house GE. The entire panel gets wired into the transfer panel. It will be able to run pretty much all the things in my house. We dont have an electric dryer so that is a good thing. Mostly all NG appliances with the exceptions being the micro, dishwasher and refrigerator. We can set the priority of power too. The generator will shed loads if need be to power the essentials, one of which will be the recirc and skimmer on the aquarium. Cost right at 7K (1 year interest free installed). The cool thing is we can take it with us if we move.